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Venture Pitch

Dalberg and iSPIRT invite applications from early-stage ventures that are tech-based solutions leveraging the India Stack platform at the core of their business model to bring financial or transactional services to the underserved in India.

Pitch to some of the leading investors and thinkers in the Indian start-up ecosystem, including the Bharat Innovations Fund, Omidyar Network and Unitus Seed Fund.

Winners to get "Think Time", a one-time mentorship session with technology evangelist, Nandan Nilekani.

Segmentation of India’s population by income



First Place

EasyGov EasyGov helps the ordinary Indian citizen determine eligibility and provide easy access to the complex web of Government welfare and benefit schemes.

Second Place

Journee Journee helps transit authorities increased operational efficiency and reduce hidden revenue loss, through an automated cloud based fare collection system.

Thrid Place

Megdap Megdap is a technology platform for AI based language processing, digitization and analysis in all major Indian languages.

Special Mention

Krishiyog Krishiyog is a technology platform for farmers and farmer groups to access end-to-end services such as low cost credit, quality inputs, customized extension services and market linkages.

FreeSave FreeSave is a digital first, safe investment instrument that encourages people to save money while playing lottery.

Inkredo Inkredo helps digital payment businesses in low-income geographies access formal loans via mobiles.

Haqdarshak Haqdarshak is a mobile and web technology platform that aims to deliver government and private schemes and services to eligible citizens, through a network of local community entrepreneurs.

Gradufund Gradufund makes higher studies affordable by offering financial aid and lowering lenders' turnaround time and cost of acquisition by 4X for students' cohort.

Kyepot Kyepot uses technology enabled Rotating savings groups (ROSCA), also known as chit funds in India, to digitize the indigenous financial system and bring them into mainstream banking products and services.

CancerRegis CancerRegis proposes to build a mobile first accessible, open source, nationwide 'National Cancer Registry' that is digital, paperless, and efficient.

Plasticsforchange Plastics for Change is a deal process and mobile platform that works with brands and provides urban waste pickers with access to fair market prices.

FarmSurge FarmSurge is an aggregator business model customized for agriculture sector- allowing farmers to find, connect, share, buy and sell all farm needs. It aims to create direct links for farmers with agribusiness, scientists or agro researchers.

Organized by
In collaboration with


We are open to all innovations that use the India Stack to unlock new business models or reach previously underserved new customer segments across sectors such as financial services, education, healthcare and others. Some core focus areas for the competition may include digital lending and supporting activities, such as alternative credit scoring; sector specific affordable digital finance services such as health insurance or education loans; sector specific digital services such as skilling and certification, property registration agreements, patient-centric healthcare management; and SaaS platforms “as a service” that support the development of other India Stack based innovations such as Digi-locker or e-sign providers.


All applicants should:

  • Meet the 3-point criteria: tech enabled, leveraging India Stack Platform and serving the underserved
  • Form a team of two (minimum) to four (maximum) members who will pitch, including at least one founder of the company
  • Be early stage start-ups that have received only seed (or limited angel) funding, if at all


The investor group, comprising of Bharat Innovations Fund, Omidyar Network and Unitus Seed Fund, is a network of investors and operators, entrepreneurs and technologists, designers and engineers, academicians and policy makers, with the singular mission to solve some of India’s toughest problems.

Exclusive focus on tech innovations that leverage the India Stack platform and have the potential to address the underserved

Flexible, insight driven, funding of total INR 8 Lakhs for early stage, innovative models

Strategic business support, through their specialists to support investees in their strategy and growth

A chance to be a part of the India Stack ecosystem through partnerships, pilots, workshops, conferences and network building exercises


Applicants are invited to participate and apply through an online process (link shared below). Finalists will be selected for the final round being held in Bangalore following an intensive search and selection process. Details for the final round will be shared with the selected participants at a later stage.

Submit Pitch


Feel free to reach out to:




What is India Stack?

India Stack is the largest application programming interface (API) in the world supported by an open API policy by the government. The stack is a new technology paradigm that is scalable to handle massive data inflows, and is poised to enable entrepreneurs, citizens and governments to interact with each other transparently, creating an ecosystem to develop innovative ideas to serve the 1.1 billion people on the platform, specifically the BOP population

IndiaStack Website

Who is the underserved population?

The bottom 86% of India’s population by annual income, termed as India 2 and India 3 (see exhibit below) form the underserved population.

Segmentation of India’s population by annual income

About the Investors


Bharat Innovations Fund is a venture capital fund launched by CIIE, the business incubation and venture investment arm of IIM Ahmedabad, leveraging the early stage incubation, acceleration and investment experience developed over the last decade. Bharat Innovations Fund has been designed to invest in technology-enabled, IP-led businesses operating in healthcare, agritech, fintech and cleantech sectors with a keen focus on startups using the India Stack.


Omidyar Network is a philanthropic investment firm. We create opportunity for people to improve their lives by investing in market-based efforts that catalyse economic and social change. Omidyar Network has committed more than $1 billion to for-profit companies and nonprofit organizations that foster economic advancement and encourage individual participation across multiple areas, including Digital Identity, Education, Emerging Tech, Financial Inclusion, Governance & Citizen Engagement, and Property Rights.


Unitus Seed Fund is the leading impact venture fund investing in businesses innovating for the masses in India. Unitus invests in sectors including healthcare, education and financial technology. Unitus Seed Fund is backed by leading individual, family office, and foundation investors in the USA and India. Unitus Seed Fund is part of the Unitus Group, a premier financial services group operating in India and other emerging markets since 2000. Unitus Seed Fund is based in Bangalore and is a member of the Capria Network.

About the organizers


Dalberg is an advisory firm dedicated to social and economic development of the global poor, with the mission of bringing the best of private sector strategy to address global development challenges. Dalberg has 17 offices across the globe and their clients span the public, private and philanthropic sectors. In the financial sector, Dalberg has supported leading organizations in each of the main financial product segments – payments, savings, loans and insurance – across the world. In India, Dalberg has been on the forefront of promoting digital financial inclusion, working closely with key stakeholders such as Ministry of Finance, RBI – Household Finance Committee and iSPIRT.


iSPIRT – Indian Software Product Industry Roundtable – is a non-profit industry think tank set up by 30 product companies and individuals in early 2013. iSPIRT believes that with focus, investment and indeed encouragement, the software product industry can become a multi-billion-dollar force to reckon with in the future. This will further have a multiplier effect on the economy in terms of growth, employment, consumption, investment and so on. iSPIRT was, therefore, set up to transform India into a hub for new generation software products, by addressing government policy, creating market catalysts and growing the maturity of product entrepreneurs through an integrative approach.


IIM Ahmedabad’s Centre for Innovation Incubation and Entrepreneurship (CIIE) helps entrepreneurs turn ideas into viable businesses. In partnership with our mentors, corporates, development agencies, IIMA community and investors, CIIE cultivates a rare breed of entrepreneurs by incubating, accelerating, mentoring and funding innovative start-ups. CIIE believes that entrepreneurship has an unmatched ability to bring about disruptive change in India and engages with ventures across technology and impact areas like energy, environment, agriculture, healthcare and affordable technology. CIIE believes it should operate in sectors and geographies where there are market failures and private support is not easy to find.

Supporting partners